This section will not use to banking companies that do not accomplish industrial or retail banking products and services by granting credit to the public inside the standard class of enterprise, aside from as incident to their specialised functions and accomplished on an accommodation basis.
The Board evaluates a financial institution's department availability and providers inside a facility-centered assessment area according to the following:
(ii) If a significant lender is not necessary to delineate a retail lending assessment place Earlier recognized within the plan on account of not Assembly the demanded retail lending evaluation location thresholds pursuant to § 228.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
) Distinct specifics of the dollar number of the community advancement loan or Local community development financial commitment that was allotted to every county served from the loan or expenditure, if out there.
(iii) A listing showing each census tract through which the bank claimed a small business enterprise loan or a small farm loan;
The Board weights the bank's efficiency score to the effectiveness assessments applicable to an intermediate bank as follows:
Revitalization or stabilization comprises actions that aid revitalization or stabilization of focused census tracts, including adaptive reuse of vacant or blighted structures, brownfield redevelopment, help of a program for a business advancement district or principal Avenue software, or every other exercise that supports revitalization or stabilization, Which:
The Board evaluates a bank's functionality below an accepted strategy based on the general performance assessments that could implement inside the absence of the accredited strategy and any optional analysis components or qualified modifications and additions towards the relevant overall here performance checks set forth in the financial institution's approved system.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
For each of the large lender's facility-based mostly assessment spots, and as relevant, its retail lending assessment locations, the Board publishes to the Board's Web site:
A sizable bank should gather and sustain, within a format from the bank's selecting or inside a standardized format, as furnished by the Board, right up until the completion on the financial institution's up coming CRA examination by which the info are evaluated, the subsequent Neighborhood advancement providers information:
Upon ask for, a bank ought to give copies, possibly on paper or in electronic variety suitable to the person building the request, of the knowledge in its public file. The financial institution may possibly cost a reasonable price not to exceed the price of copying and mailing (Otherwise offered in electronic kind).
indicates a channel through which banking institutions supply retail banking companies electronically, which include online banking or cell banking.